Terms of Service
Terms of service for Mezzanine Finance. Read our terms and conditions for using our matching service.
Flexible Mezzanine Finance Solutions
Mezzanine finance provides the perfect blend of debt and equity financing, offering businesses the capital they need for growth while maintaining control and minimizing ownership dilution. Our matching service connects you with suitable mezzanine finance providers across New Zealand.
Why Choose Mezzanine Finance?
- Flexible Terms: Tailored repayment structures aligned with your cash flow
- Retain Control: Maintain majority ownership and business control
- Fast Approval: Quick decision-making with approval in as little as 7 days
- Large Amounts: Access $500K to $20M in growth capital
- Strategic Use: Perfect for expansion, acquisitions, and refinancing
The Application Process
- Submit Application: Complete our simple online form with your business details
- Initial Assessment: We review your application and match you with suitable providers
- Due Diligence: Comprehensive business analysis and financing structure development
- Approval & Funding: Final approval and funds disbursement typically within 4-8 weeks
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Frequently Asked Questions
Common questions about our mezzanine finance services
What is mezzanine finance?
Mezzanine finance is a hybrid form of funding that combines elements of debt and equity, providing growth capital while allowing businesses to retain control.
How much can I borrow?
Mezzanine finance typically ranges from $500,000 to $20 million, depending on your business revenue, cash flow, and growth plans.
What are the typical interest rates?
Interest rates typically range from 10-18% per annum, depending on business risk profile, loan amount, security offered, and overall deal structure.
How long does the application process take?
The typical process takes 4-8 weeks from initial application to funding, including assessment, due diligence, and approval.
Do I need personal guarantees?
Personal guarantee requirements vary by provider. Many focus on business cash flows rather than personal guarantees, especially for larger transactions.
What businesses qualify?
Businesses with at least $2M annual revenue, proven management teams, clear growth opportunities, and seeking $500K+ in funding typically qualify.
How does it compare to bank loans?
Mezzanine finance offers higher amounts beyond bank capacity, more flexible security, longer terms, but at higher cost with equity participation.
Can it be used for acquisitions?
Yes, commonly used for management buyouts, business acquisitions, and leveraged buyouts where capital is needed beyond senior debt.
What documents are needed?
Required documents include 3 years of financial statements, management accounts, business plan, debt details, management CVs, and security information.
Are there upfront fees?
No upfront fees for our matching service. Finance providers may charge arrangement fees, legal fees, and due diligence costs disclosed upfront.
Ready to Get Started?
Join 200+ successful New Zealand businesses that have used our service to secure the growth capital they need. Get your free quote today.